Merchant Accounts

Make it easy for customers to pay for your products and services: Accept credit cards! A Web Services USA Merchant Account makes e-business simple. Increase sales, cut paperwork and reduce risk – our partners authorize credit card purchases, process them and deposit the proceeds into your account. It’s simple!

Increase Sales by Accepting Credit Cards

• Increase sales! According to Visa International, of every $100 spent by consumers, nearly $40 is in a form other than cash or check. Plus, the average credit card purchase is considerably larger than cash. A Merchant Account is the quick, easy way for these customers to pay.
• Get paid, fast! Make the move to credit card transactions and start receiving payment within 24-72 hours. And we’ll approve your U.S.-based application within a day.
• Increase credibility! A merchant account means you’ve passed the approval process necessary to accept credit cards. Give your customers confidence – accept credit cards!
• Cut paperwork! Why spend your valuable time processing checks? Instead, have proceeds from all your business’ transactions deposited directly into your banking account.
• Reduce risk! Automate your transactions and take any hassle out of your sales. Visitors to your site want the convenience, flexibility and security that credit cards offer. They want to spend!

The 5 Distinct Components of Online Credit Card Processing

• Customer's Credit Card - Provides the funds needed for the transaction. All authorized cards are processed in the same way, regardless if they are credit or debit.
• Shopping Cart - Serves as a collection point for necessary information including credit card data, product type and quantity, shipping information and more.
• Gateway - Securely transfers encrypted data from the Shopping Cart to the Merchant account, screens for fraud and authorizes the transaction.
• Internet Merchant Account - Verifies the credit/debit account for the necessary funds. Approved transactions are processed and the funds are placed in a Checking Account.
• Checking Account - Receives and holds the money gained from approved online sales. Funds can be withdrawn at any time through an ATM or at your local bank.